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Personal

Investment Portfolios + Annuities

Our Philosophy Map Out Your Investment Investment Profiles Ratings
Fixed Annuities Get Started  

About Northrim Investment Services

Saving for tomorrow starts with making the right investments today – and Northrim Investment Services can help. We provide standard, yet flexible, solutions that are based on your objectives, time horizon and risk tolerance. So whether you're planning for retirement or saving for another life-long dream, our long-term investment options will help you achieve more.

Investment options. We offer a range of standard portfolio options that are carefully designed, highly efficient, low-cost, index-type funds, including international and domestic stocks, real estate and bonds. We also offer fixed annuities, another option for long-term investors.

Smart investment. Our time-honored investment strategy historically results in above-average returns with below-average risk. And with Northrim Investment Services, your portfolio is diversified, fully invested and may be re-balanced quarterly to maximize performance – and your return on investment.

Matched to your risk tolerance. We utilize intelligent, disciplined asset allocation to design portfolios to match risk tolerance, ranging from conservative to aggressive.

Local experts. We'll guide you in selecting the investment plan that's right for you. And when you have a question, you'll always be able to talk to someone in person or find what you need online. Simple, easy, cost-effective. Our investment options are simple and easy to set up, and our competitive fee structure is in line with or below industry standards.

20 years of trust. After 20 years in Alaska, Northrim continues to prove that we are a leader in helping Alaskans achieve more. We've invested millions into our communities, and we're active and engaged in Alaska's economy and its future.


Map Out Your Investment

What kind of investor are you? Select the answer that best describes your situation. Then match your score with the investment profile ratings in the next section to find out which profile is right for you.

1. Overall investment objectives:

2. Time horizon. I plan to use the funds in this portfolio in:

3. Risk tolerance. I am willing to tolerate:

4. It is likely that I will withdraw more than 25% of my funds in this investment:

 

5. Risk tolerance. After investing in stocks, bonds or mutual funds, I generally:

6. Peace of mind requirement. With a $100,000 investment, in a search of higher returns, I could accept a short-term (one year) loss of:

7. In comparison with the stock market in general, I would:

returns

 

8. In case of emergency, I have:

9. My current age is:

10. The funds in this investment make up:

Tally your answers to find out your investment profile score.Your investment profile score: 0 (with # unanswered questions)


Investment Profile Ratings

To find out which portfolio is right for you, compare your score with the following portfolio ratings:

60-70
All Equity Portfolio
Risk tolerance: high
Time horizon: 10 years or longer
Fixed income investment amount: 0%
View the Quarterly Performance Report
 
50-60
Aggressive Portfolio
Risk tolerance: high
Time horizon: 10 years or longer
Fixed income investment amount: 10%
View the Quarterly Performance Report
 
40-50
Moderate Portfolio
Risk tolerance: moderate
Time horizon: 5 years or longer
Fixed income investment amount:15%
View the Quarterly Performance Report
 
30-40
Core Allocation Portfolio
Risk tolerance: moderate
Time horizon: 3-5 years
Fixed income investment amount: 40%
View the Quarterly Performance Report
 
20-30
Balanced Portfolio
Risk tolerance: low
Time horizon: 3 years or longer
Fixed income investment amount: 55%
View the Quarterly Performance Report
 
10-20
Conservative Portfolio
Risk tolerance: low
Time horizon: 1 year or longer
Fixed income investment amount: 70%
View the Quarterly Performance Report
 




NIS Graph

This investment profile can be a useful guide, but to make a final decision on choosing a portfolio, please discuss your score, along with any goals and concerns, with your Northrim Investment Advisor Representative.


Fixed Annuities

Fixed annuities are another investment option available through
Northrim Investment Services. Fixed annuities:

  • Are a contract between an insurance company and an investor
  • Are guaranteed by the insurance company
  • Offer guaranteed, competitive interest rates
  • Provide tax-deferred growth
  • Allow access to your money (some restrictions apply)
  • Offer a predictable stream of income for life
  • Have options for different interest rates, terms and withdrawal features
  • Are protected from market volatility

If you prefer certificates of deposit, but aren't happy with the current interest
rates, an annuity might be right for you. Discuss this option with your
Northrim Investment Advisor Representative. 


Get Started

Contact an Investment Advisor Representative to learn more or get started

Call or come in today!

 

 

Northrim Investment Services offers investment services through its affiliates,
Elliott Cove Capital Management and Elliott Cove Insurance Agency.
Investment and insurance products are:
Not insured by the FDIC or any other federal government agency.
Not a deposit of or guaranteed by Northrim Bank.
May lose value.

 

© 2014 Northrim Bank - All Rights Reserved

Investment and insurance products are:
Not insured by the FDIC or any other federal government agency.
Not a deposit of or guaranteed by Northrim Bank.
May lose value.


Deposit and loan products offered by Northrim Bank, Member FDIC.