Checking
Northrim Bank offers four choices of personal checking accounts to satisfy your unique financial needs. For your convenience, all of our personal checking accounts include:
- Free Visa® Check Card
- Free Online Banking with Mobile and Text Banking access (Mobile phone and text charges may apply; check with your provider)
- Free Online Statements
- Free Online Bill Pay with at least one payment per month ($5.95 a month if no bills are paid using the service)
- Free online access to FinanceWorks™ - powered by Quicken®
- Earn Cash Back Rewards with a Northrim Visa® Check Card
- Up to $10.00 per month in domestic ATM fees reimbursed
- Fee-free Northrim and MoneyPass® network ATM transactions
- Free Direct Deposit
- No charge for writing checks
| How much do I need to deposit to open the account? |
$100
|
$100
|
$100
|
$250
|
| Is there a monthly account service charge? | No | $5 per month | $8 per month | $12 per month |
| How can I avoid the monthly account service charge? | No balance requirement or monthly account service charge. | Set up a monthly direct deposit, but there is no balance requirement. | Keep your daily minimum balance above $1,000. | Keep your average collected balance above $6,000 OR a combined balance of $10,000 or greater in a Classic Savings, Performance Indexed, IRA, Alaska CD, or any CD with a term of one year or more. |
| Does this account earn interest? | No | Yes view rates |
Yes Two tiers of interest view rates |
Yes Three tiers of interest view rates |
| What additional benefits come with this account? |
|
|
Understand Your Account
We want to cover all the bases and ensure you understand your new account 100%.
- Paper checks are available for purchase on the SimpleCheck and DirectCheck accounts.
- "Direct Deposit" is defined as electronic funds that are deposited directly into your account rather than through a paper check or cash.
- There is an additional fee charged by Northrim Bank for withdrawing cash from Alaska Option® or PLUS® network ATMs.
- ATM refunds! Come in or call us within 60 days of your ATM cash transactions to receive refunds of up to $10 per month in domestic ATM fees, including those assessed by other ATM providers, and any Alaska Option® or PLUS® network fees charged to your account.
- The first Visa® Check Card is free on a new account and for any joint account owners. Replacement cards are $10.
- The Northrim Bank Deposit Account Agreement, Disclosures, Rules and Regulations and Electronic Banking Rules and Regulations apply to your new account. Refer to Northrim's Personal Fee Schedule for more details on other service fees.
