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Personal

Checking

Northrim Bank offers four choices of personal checking accounts to satisfy your unique financial needs. For your convenience, all of our personal checking accounts include:

How much do I need to deposit to open the account?

$100

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$100

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$100

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$250

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Is there a monthly account service charge? No $5 per month $8 per month $12 per month
How can I avoid the monthly account service charge? No balance requirement or monthly account service charge. Set up a monthly direct deposit, but there is no balance requirement. Keep your daily minimum balance above $1,000. Keep your average collected balance above $6,000 OR a combined balance of $10,000 or greater in a Classic Savings, Performance Indexed, IRA, Alaska CD, or any CD with a term of one year or more.
Does this account earn interest? No Yes
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Yes
Two tiers of interest
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Yes
Three tiers of interest
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What additional benefits come with this account?    
  • Free "President's Club" checks - choice of two exclusive check designs  
  • No Northrim fee for out of network ATM transactions
  • Qualifies for bonus interest rate on the Alaska CD
  • 20% discount on annual safe deposit box rental fees (subject to availability) 
  • Free leather checkbook cover
  • Free cashiers checks, money orders, and American Express® Travelers Checks (single signer only)
  • Free incoming wire transfers

Understand Your Account

We want to cover all the bases and ensure you understand your new account 100%.

  • Paper checks are available for purchase on the SimpleCheck and DirectCheck accounts.
  • "Direct Deposit" is defined as electronic funds that are deposited directly into your account rather than through a paper check or cash.
  • There is an additional fee charged by Northrim Bank for withdrawing cash from out of network ATMs.
  • ATM refunds! Come in or call us within 60 days of your ATM cash transactions to receive refunds of up to $10 per month in domestic ATM fees, including those assessed by other ATM providers, and any out of network ATM fees charged to your account.
  • The first Northrim Bank Debit Card is free on a new account and for any joint account owners. Replacement cards are $10.
  • The Northrim Bank Deposit Account Agreement, Disclosures, Rules and Regulations and Electronic Banking Rules and Regulations apply to your new account. Refer to Northrim's Personal Fee Schedule for more details on other service fees.

 

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