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Personal

Credit Cards

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, Northrim has a credit card that’s right for you!

Get Started - Apply online, stop by any of our branches for an application, or give us a call.

Credit Card Options Mobile Payment Options  
Chip Card Technology Online Account Access  

Credit Card Options

Cash Rewards American Express® Card
  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back with your first purchase
Apply Now
 
Travel Rewards American Express® Card
  • 3X reward earning on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee
Apply Now
 
Visa® Bonus Rewards Card
  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase
Apply Now
 
Visa® Bonus Rewards PLUS Card
  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase
Apply Now
 
Visa® Platinum Card
  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card
Apply Now
 
Visa® College Rewards
  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines
Apply Now
 
Secured Visa® Card
  • Improve your credit3
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
Apply Now
 

Already have a Northrim Bank Credit Card?

Click here to access your account online.


Mobile Payments

Today’s smart phones are capable of doing amazing things. As a valued credit card customer of Northrim Bank, we are excited to announce that you can make mobile payments with a compatible Apple®, Android ® or Samsung® phone, tablet or watch, without ever opening your wallet!

Streamline Check Out
With mobile purchasing, at check out, you’ll use your phone instead of swiping your card. Typically, you’ll just hold your phone near the terminal and okay your purchase with a fingerprint. Signatures may still be required.

Simple to Setup
It doesn’t matter whether you have an Apple, Android or Samsung device—setup is simple with each technology. In most cases, you add your card with your phone’s camera.

Security Smarts
With mobile payments, instead of sharing your information, a virtual card number is created. That virtual number is used for purchases— keeping your data safe. Visit your phone provider website for more information on security.

Learn More

Visit the helpful Mobile Payments Website for more details!

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Android, Android Pay, and the Android Logo are trademarks of Google Inc. ©2015 Samsung, Samsung Pay, Samsung Galaxy and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. The creditor and issuer of the credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.


Chip Card Technology

Northrim Credit Cards have the added protection of chip card technology. The benefits of chip card technology include:

  • Enhanced fraud protection – chip technology is the global standard in fraud protection.
  • Smart security – Every time you use your card at a chip-enabled terminal the embedded chip protects your information by creating a unique transaction code. This unique code prevents stolen data from being fraudulently used.
  • Global acceptance - With more merchants around the world installing chip-enabled terminals every day, you have a more secure way to pay, wherever you go. If a store or merchant has not upgraded to chip technology, you’ll use your card as you did previously by swiping the magnetic stripe.
Click here to learn more about chip card technology and see how it works.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history

 

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