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WEBSITE TERMS AND CONDITIONS

Thank you for visiting northrim.com. By accessing this website you agree to be bound by the terms and conditions below. These terms and conditions are subject to change at any time without notice. The most current version of the Website Terms and Conditions will always be available to you by clicking on the "Terms & Conditions" link located at the bottom of the website. If you do not agree with these terms and conditions you should immediately discontinue using and accessing this website. Please read these terms and conditions carefully before accessing or using this website.

Northrim Bank and/or its affiliated companies (herein referred to as "Northrim Bank", "Northrim", "we", "us", and/or "our") operate this website and the pages thereof (collectively, the "website") to provide information about and/or to deliver products and services offered by us. We may discontinue the operation, maintenance or any provision of this website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice to you or any third party.

System Availability

You can access northrim.com seven days a week, 24 hours a day. At certain times access may be unavailable due to maintenance or circumstances beyond our control. During these times you may contact our Customer Service Center by telephone or visit one of our branches during regular business hours. We will endeavor to provide alerts prior to scheduled maintenance.

Copyrights & Trademarks

All of the pages and screens on the website are owned and controlled by us, except as otherwise expressly stated, and are protected by U.S. copyright laws. The copyrighted materials on the website include, but are not limited to, the text, design, images, graphics and other content on the website. You are authorized to view the information available on the website for your informational purposes only. You may download copyrighted materials for your informational purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, reproduce, alter or republish all or any portion of the website for any commercial or public purpose without our prior written consent. The trademarks, logos and service marks displayed on the website are the property of Northrim Bank and other parties. You are prohibited from using any trademarks, logos or service marks without the written permission of Northrim Bank or such third party which may own the trademarks, logos or service marks.

Use of Information and Materials

The information on this website is for information purposes only. It is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information and material contained in the website may change without notice. Unauthorized use of the website and related systems, including without limitation, unauthorized entry into our systems, misuse of passwords, or misuse of any content posted on the website is strictly prohibited. Your eligibility for a particular product or service may require completion of additional agreements and is subject to final determination by us.

Disclaimer of Warranties

ALL INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEBSITE ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICUALR PURPOSE. FURTHER, NORTHRIM BANK WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM. NORTHRIM BANK WILL NOT BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND NORTHRIM'S CONTROL.

WE MAKE NO REPRESENTATION OR WARRANTY THAT (i) THE WEBSITE WILL MEET YOUR REQUIREMENTS, (ii) THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS OR INFORMATION THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE WILL BE ACCURATE, TIMELY, COMPLETE, ADEQUATE, OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS, AND/OR (v) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS OBTAINED AT YOUR OWN DISCRETION AND RISK, AND WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL, WHETHER DUE TO ANY COMPUTER VIRUS OR OTHERWISE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

YOU AGREE, EXCEPT WHERE THE LAW REQUIRES A DIFFERENT STANDARD, THAT NORTHRIM BANK IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NORTHRIM BANK WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES OF ANY KIND ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE WEBSITE, ANY ONLINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.

Links to Third Party Sites

This website may contain or reference links to websites operated by third parties (Third Party Websites). These links are provided as a convenience only. Such Third Party Websites are not under our control. We are not responsible for the content of any Third Party Website or any link contained in a Third Party Website. We do not review, approve, monitor, endorse, warrant, or make any representations with respect to Third Party Websites, and the inclusion of any link in northrim.com or any other service provided in connection with it is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by us of any information contained in any Third Party Website. In no event, will we be responsible for the information contained in such Third Party Websites or for your use or inability to use such websites. Access to any Third Party Website is at your own risk, and you acknowledge and understand that the linked Third Party Websites may contain terms and privacy policies that are different from ours. We are not responsible for such provisions, and expressly disclaim any liability for them.

Tools and Calculators

This website may contain tools and calculators provided by us or our vendors as a service to you for educational purposes only. We do not guarantee the accuracy of these tools or calculators or the results. We are not responsible for, and expressly disclaim all liability for, damages of any kind arising out of the use of these tools and calculators.

Privacy

We understand the need to safeguard your information and records from unauthorized use and disclosure. Please view Northrim's Privacy Policy.

Governing Law

Use of this website shall be governed by all applicable federal laws of the United States of America and the laws of the State of Alaska.

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