| Manage and develop a commercial loan portfolio to include business development, loan interviews, cash flow and credit analysis, prepare loan request for approval with bank guidelines and officer’s lending limits, ensure proper loan documentation, monitor performance of loans extended to existing borrowers and their ability to repay, collect delinquencies and restructure loans as necessary. Actively call on new and prospective bank loan clients and participate in CRA activities with the lending area. Manage lenders and their related production. |
| This position requires a Bachelor’s degree or equivalent combination of experience. Ten years of lending experience required, to include five years of supervisory experience. Experience and expertise in all aspects of lending including regulatory compliance required. Comprehensive knowledge of loan documentation, credit structure, and risk issues related to the varied forms of lending products offered by the Bank. Comprehensive knowledge of legal matters as they relate to lending and collecting money. Working knowledge of practical accounting terms and issues as used by a variety of the Bank’s customers in different industries. Understanding of business and management issues as they may relate to customers in diverse industries. General understanding of national and local economic conditions and the ability to understand potential impact on Bank’s customers. General knowledge of state & federal employment laws, and an understanding of accepted supervisory techniques and practices. Comprehensive knowledge of federal consumer protection regulations. Able to prioritize work, work independently and communicate effectively with employees, management, directors and customers. Ability to create and use spreadsheet statements and understand the financial trends of the borrower to include analysis of projects. Ability to complete goals, projects and work assignments independently. Intermediate experience level in the use of Microsoft Word and Excel is required. Able to access lower file cabinets and lift 30 pounds. Must be able to provide own transportation. Able to sit for extended periods of time. Visual, speaking and auditory abilities required. |
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| Anchorage and Eagle River |
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| Perform basic paying and receiving functions, and identify sales and referral opportunities along with other miscellaneous teller services. This position is responsible for completing assigned branch operation functions, and providing internal and external Customer First Service for Financial Sales and Business Development departments. In addition to these listed responsibilities, the Personal Service Specialist II position is responsible for performing complex paying and receiving functions and assisting in the training of other branch employees. In addition to the duties mentioned above, a Personal Service Specialist III position makes referrals to other areas of the Bank for non-deposit products and services, and has approval limits. A Personal Service Specialist IV has designated Branch Authorities, which include, but are not limited to opening and closing the branch. |
Job Qualifications: |
| High School Diploma or equivalent and six months related cash handing and/or customer service experience. Ability to read and interpret documents such as procedural manuals, statistical graphs, and safety rules. Ability to speak effectively before customers and other employees required. Must have a basic understanding of the Microsoft Office Suite, and be familiar with and understand computer concepts. In addition to the above mentioned qualifications, a Personal Service Specialist II position requires an additional six months of teller experience and experience with teller terminals. The qualifications for the Personal Specialist III position include a total of two years of teller experience and experience with teller terminals. The qualifications for the Personal Service Specialist IV include two years of higher education, a total of three years of teller procedures experience, and basic consumer loan product experience preferred. |
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| Full-time, Non-Exempt |
| Monday-Friday, 8:00am-5:00pm |
| Anchorage |
Job Duties/Functions: |
| Provide administrative support to lending staff and management in the preparation of Commercial Real Estate loan documentation. Set up loan files, maintain and follow up on pending files, and service existing loans. Manage department reception area to include answering telephone calls; forwarding messages; greeting bank customers and coordinating the introduction of customers with respective bank personnel. |
Job Qualifications: |
| The Loan Administrative Assistant I position requires a High School Diploma or equivalent plus two years of equivalent work experience. Understanding of lending practices to include: loan documentation, perfection of security interests, lines of credit, closing procedures, disbursements, and confidentiality. Attention to detail, accuracy and ability to proof read are required. The chosen candidate will have an intermediate knowledge level in Microsoft Word and Excel. Must be able to read, write, and communicate effectively with the English language, to include the composition of a business letter. Able to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals and compute rates, ratios, and percentages and communicate this information to the customer. Able to access lower file cabinets and lift 30 pounds. Able to sit for extended periods of time. Visual, speaking and auditory abilities required.
In addition to the above qualifications the Loan Administrative Assistant II requires five years loan closing experience. Proficiency in loan documentation, collateral perfection, SBA, AIDEA, and participated loans is required.
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