Certificates of Deposit

CD Options

Northrim is a part of IntraFi®, offering a convenient and safe cash management solution that provides access to FDIC insurance on deposits above $250,000. If you’re looking to invest large sums of money, ask us about IntraFi options.

Jump-Up CD Certificates of Deposit
Description Option to increase earnings when interest rates rise Regular terms from 30 days to 5 years
Minimum opening deposit $500 $500
Terms1 1-3 years 30 days-5 years
Interest Yes View Rates Yes View Rates
Additional deposits allowed Yes2 No
Limited withdrawals allowed No No
Additional benefits Option to jump interest rate once on a 12-month term and twice on terms of 18 months or more No

Open This Account

Open This Account

 

1Automatically renews at maturity for the same term at the prevailing rate unless we notify you otherwise. Early withdrawal penalties may apply. No withdrawal penalty during 10-day grace period following maturity. For regular Certificates of Deposit, no interest is paid on balances below $500 minimum.

2You are limited from making a deposit more often than every seven days, and not during the first or last seven days of the CD term.

Refer to Personal Fee Schedule and Truth In Savings Disclosure for more details on service fees.

For specific account details, terms and conditions, see our Your Deposit Account disclosure.