#selectItem.getTitle()

Small Business and Commercial Benefits

Northrim Benefits Group

-A dynamic employee benefits agency

Northrim Benefits Group (NBG), an affiliate of Northrim Bank, is a dynamic employee benefits agency. We specialize in developing customized solutions for businesses with 10 or more employees. They act in an advisory role for the purchase of your benefit services and the ongoing maintenance of your benefit plans.

Their staff is responsive to the special needs of Alaska businesses. They are technology-driven and service-oriented. We pride ourselves on thinking outside the box to find the right package of benefits for your business. They are not an insurance company; instead we act as your business advisor. With our access to nearly 100 top insurance carriers, we are free to find the best fit at the best cost.

Services Include

• Medical insurance, including high-deductible plans
• Dental and vision coverage
• Consumer-driven health care plans
• Life insurance and accidental death and dismemberment plans
• Short- and long-term disability coverage
• Long-term care options
• Medicare supplement plans
• Section 125 plans (FSA, POP)
• Voluntary employee coverage

How it Works

• NBG conducts a discovery meeting to identify your business' needs and goals and review your current coverage as well as any plans you have to expand your benefits program.
• NBG prepares a customized proposal based upon a comprehensive analysis of your situation. In addition to an evaluation for your business, they include industry comparatives to make sure you are in step or ahead of your competitors.
• NBG meets with you to discuss their proposal. This can be a one-on-one proposal, or they can come in and make presentations to executive groups, senior management teams, and/or boards of directors.
• NBG works with you to complete any fine tuning to the proposal and finalize an agreement.
• NBG will communicate with your administrative staff about your new benefits services. They understand that this is a complex industry and provide information in easy-to-understand formats.

Fees

• You do not pay fees to Northrim Benefits Group
• Our income is derived from commissions through the insurance providers

High-deductible Insurance and Health Savings Accounts (HSAs)

-A Great Combination

The combined approach of a high-deductible insurance plan from Northrim Benefits Group and HSAs for your employees could help your business take control of rising health costs and provide your employees with a great tax-free savings program.

Want more information? Visit www.northrimbenefits.com or contact any Northrim Bank Loan Officer or Branch Manager  to set up an appointment.

Elliott Cove Capital Management

- 401(k), SEP, or Simple Plans